Lipa Mdogo Mdogo
iPhones, on your terms.
Pay 40% today, walk out with your iPhone, and clear the rest in weekly payments over 4, 12 or 24 weeks. A financing charge applies — work out your exact weekly figure and total below before you commit.
How it works
- 1
Choose your iPhone
Any eligible iPhone in stock. The programme is iPhone-only for now, so every model listed here is ready to go.
- 2
Pay a 40% deposit
One fixed deposit, by M-Pesa or cash. No hidden charges and nothing added to the price.
- 3
Walk away with it
The iPhone is yours to take the same day, sealed, with its 12-month official brand warranty.
- 4
Lipa mdogo mdogo
Pay weekly over 4, 12, 24 weeks — you choose. A financing charge applies, and it is shown in full before you sign.
Work out your deposit and instalments
Pick an iPhone and a term to see exactly what you pay today and every week after. Real stock, real prices.
1. Pick your iPhone
2. Choose your term
You pay weekly. Maximum 24 weeks — a shorter term carries a smaller financing charge.
Refurbished iPhone 11 128GB — Price in Kenya | 6-Month Warranty
Cash price Ksh 30,000
Ksh 12,000
Walk away with the phone the same day
- Balance to finance
- Ksh 18,000
- Financing charge (50%)Financing charge (50% of the balance)
- +Ksh 9,000
- Weekly × 12
- Ksh 2,250
- Total you pay
- Ksh 39,000
- More than the cash price
- +Ksh 9,000
Buying on instalments costs more than paying cash. The 50% charge is fixed for the term and is already included in the weekly figure above.
Figures are indicative and confirmed in store. Approval, ID and deposit are required before the device is released.
What to bring
Bring these and the plan can be approved the same day.
- Your original National IDRequiredKenyan national ID, the physical card. We take a copy for the agreement. A valid passport is accepted if you do not have an ID.
- 6 months of M-Pesa or bank statementsRequiredEither your last 6 months of M-Pesa statements or 6 months of bank statements — whichever you actually use. This is how we check the weekly payments sit comfortably within what you earn. An M-Pesa statement is free from the M-Pesa app, or dial *334#.
- The 40% depositRequiredBy M-Pesa or cash, on the day you collect the phone.
- An M-Pesa number in your own nameInstalments must be paid from a number registered to you, so we can match every payment to your plan.
- A reachable phone number and addressHome or workplace. We only use it to stay in touch about your plan.
Come to New Alnoor Exhibition, Shop 7, Second Floor, Taveta Road, Nairobi CBD— or start the application on WhatsApp and we’ll have the paperwork ready before you arrive.
Why buy this way
- Priced up front, in shillingsYou see the financing charge, every weekly payment and the total before you sign — no surprises later.
- The iPhone leaves with youYou are not saving towards a phone — you use it from day one.
- Full warranty either wayThe same 12-month official brand warranty as a cash purchase.
- Clear it early if you wantSettle any time at no extra cost and the plan simply ends.
Lipa Mdogo Mdogo questions
What is Lipa Mdogo Mdogo?
It is our iPhone instalment plan. You pay a 40% deposit on the cash price, take the iPhone home the same day, and clear the remaining balance in weekly payments over 4, 12, 24 weeks. A financing charge is added to the balance you finance.
Do I really leave with the iPhone on the first day?
Yes. Once the deposit is paid and your details are approved, the device is released to you immediately — you do not wait until the balance is cleared.
Is there interest or a financing fee?
Yes, and it rises with the term. The charge is added to the balance left after your deposit: 30% over 4 weeks, 50% over 12 weeks and 80% over 24 weeks. It is calculated on the financed balance only, never on your deposit, and the calculator on this page shows the exact shillings and your total before you commit. Buying on a plan costs more than paying cash, and a longer term costs more than a shorter one.
Which phones qualify?
iPhones only for now, from Ksh 15,000 upwards and in stock. We are starting with Apple and will extend the programme to Samsung, Google Pixel and other brands after that — ask us on WhatsApp if you want a different phone on a plan.
Can I pay off the balance early?
Yes, and there is no penalty for doing so. The financing charge is fixed when the plan starts, so settling early ends the payments sooner rather than reducing the total. Talk to us if you want to clear it in one go.
What happens if I miss a payment?
Talk to us before the date if you can. We will work out a revised schedule with you rather than penalise you for a payment that is a few days late.
Is the warranty still valid on an instalment plan?
Yes. Every iPhone carries the same 12-month official brand warranty whether you pay cash or use Lipa Mdogo Mdogo.
Ready to take your iPhone home today?
Send us the model you want and we’ll confirm your deposit and schedule in minutes.
Start on WhatsApp